2027 Medicare changes: Is your plan ending? See the dates and get the free checklist →
Independent agent · All 99 Iowa counties

Medicare, life insurance, and retirement income, explained by someone from right here in Iowa.

I compare plans from companies across the state so you don't have to sort through it alone. You'll get honest answers from a real person who picks up the phone.

IndependentI work for you, not one company
150+life insurance companies
99Iowa counties served
$0cost to work with me
How it works

You talk, I listen. Bring your questions. I have the answers.

Tell me what you need

Fill out a short form or call. It takes about two minutes.

I compare your options

Tell me your doctors, medications and budget. I'll find the plan that works best for you.

You decide

Enroll when you've found the right fit. I'm here every year after to review it with you.

2027 Iowa Medicare changes

Got a letter saying your plan is ending?

More than 87,000 Iowans were told their Medicare Advantage or drug plan won't continue in 2027 (Iowa Insurance Division, Oct 2026). You have options, and you may have a rare right to buy a Medicare Supplement with no health questions.

Request a review and you'll get my free one-page 2027 Iowa Medicare Checklist right away.

Get the free checklist

Dates to know

Dec7

Open enrollment ends. Last day for most people to change Medicare Advantage or drug plans for 2027.

Dec31

Plan ending? Choose new coverage by this date to avoid a gap on January 1.

Feb28

Last chance for people whose plan was canceled to use their special enrollment period (2027).

Free Medicare review

Let's find what fits you

Tell me a little about your situation. I'll get back to you within one business day.

  • Check that your doctors and prescriptions are covered
  • Compare costs across companies, side by side
  • Get the free 2027 Iowa Medicare Checklist

Looking for life insurance or long-term care? Those have their own quick forms.

Your information stays private. See the privacy policy.

Thank you, .

I've received your request and will reach out within one business day, at the time you picked.

Download the 2027 Medicare checklist (PDF) Call or text 
Kaleb Linhart
About

Hi, I'm Kaleb.

I grew up in Des Moines, went to Drake, and I'm proud to call Iowa home. My family is spread out between Iowa, Florida, North Carolina and California, so I know what it's like to want the people you love taken care of, even when you can't be right there with them.

I got into this work because of my grandparents. When I started looking at their insurance, I saw how easy it is for good people to end up in the wrong plan. It usually isn't because anyone did something wrong. The system is confusing, and nobody had ever sat down and explained it to them. So I stepped up to be that person for them, and now I do the same for as many families as I can.

Today I'm an independent, licensed agent serving all of Iowa. I'm not tied to any one company. I'm appointed with a wide range of Medicare companies and more than 150 life insurance companies, so I can compare them for you and give you a straight answer.

Here's my promise: plain English, every question answered, and never any pressure. And when something changes next year, you won't be starting over with a stranger. You'll call me.

National Producer Number (NPN):

Common questions

Does it cost anything to work with you?

No. There's no fee to talk with me or to enroll through me. Agents are paid by the insurance companies, and your premium is the same either way.

Medicare Advantage or a Supplement: which is better?

The right choice comes down to your doctors, prescriptions, travel and budget. I'll walk you through both side by side and show you which one fits you best.

My Medicare plan is ending. What happens if I do nothing?

You'd generally return to Original Medicare on January 1. That may leave you without drug coverage or the extras you're used to, so it's worth choosing on purpose before December 31.

Do I have to be on Medicare to work with you?

No. I also help people approaching 65, early retirees, and families looking at life insurance, long-term care or retirement income.

Is this the government or Medicare?

No. I'm a licensed independent insurance agent. For free government help, contact Iowa SHIIP at 1-800-351-4664 or 1-800-MEDICARE.

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