:root{
  --green:#1b4332; --green-2:#24573f; --green-tint:#eef4f0;
  --accent:#c98a1a; --accent-soft:#f7ecd6;
  --bg:#ffffff; --cream:#faf8f3; --ink:#1c2321; --muted:#55605b; --line:#e4e0d6;
  --err:#a3271b; --radius:14px;
  --serif:"Source Serif 4",Georgia,"Times New Roman",serif;
  --sans:"Inter",-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--bg);color:var(--ink);font:18.5px/1.65 var(--sans);-webkit-text-size-adjust:100%}
h1,h2,h3{font-family:var(--serif);line-height:1.18;margin:0 0 .5em;color:var(--green);font-weight:600;letter-spacing:-.01em}
h1{font-size:clamp(2.1rem,5.4vw,3.3rem)}
h2{font-size:clamp(1.65rem,3.8vw,2.3rem)}
h3{font-size:1.22rem}
p{margin:0 0 1em}
a{color:var(--green-2)}
img{max-width:100%}
.wrap{max-width:1120px;margin:0 auto;padding:0 24px}
.narrow{max-width:820px}
.skip{position:absolute;left:-999px}.skip:focus{left:10px;top:10px;background:#fff;padding:8px;z-index:20}
.fine{font-size:.86rem;color:var(--muted)}
.kicker{display:inline-block;font-size:.8rem;font-weight:700;letter-spacing:.09em;text-transform:uppercase;color:var(--accent);margin-bottom:12px}
.lead{font-size:1.18rem;color:var(--muted)}
section{padding:72px 0}
.tint{background:var(--cream);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.center{text-align:center}
.section-head{max-width:700px;margin:0 auto 40px;text-align:center}

/* notice strip */
.notice{display:block;background:var(--green-tint);color:var(--green);text-align:center;padding:9px 16px;font-size:.92rem;text-decoration:none;border-bottom:1px solid #d8e6dd}
.notice b{font-weight:700}
.notice:hover{text-decoration:underline}

/* header + nav */
.site-header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:10}
.site-header .wrap{display:flex;align-items:center;gap:28px;min-height:74px}
.brand{text-decoration:none;color:var(--green);line-height:1.15;flex:0 0 auto}
.brand b{display:block;font-family:var(--serif);font-size:1.3rem;font-weight:600}
.brand small{display:block;font-size:.78rem;color:var(--muted);letter-spacing:.02em}
.nav{display:flex;gap:6px;margin-left:auto}
.nav a{color:var(--ink);text-decoration:none;font-weight:600;font-size:.98rem;padding:8px 12px;border-radius:8px}
.nav a:hover{background:var(--green-tint)}
.nav a[aria-current=page]{color:var(--green);box-shadow:inset 0 -3px 0 var(--accent);border-radius:0}
.call-pill{display:inline-flex;align-items:center;gap:8px;background:var(--green);color:#fff;font-weight:700;text-decoration:none;padding:11px 18px;border-radius:999px;white-space:nowrap;font-size:.98rem}
.call-pill:hover{background:var(--green-2)}

/* buttons */
.btns{display:flex;flex-wrap:wrap;gap:12px;margin-top:26px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:56px;padding:0 26px;border-radius:10px;font-weight:700;font-size:1.05rem;text-decoration:none;border:2px solid var(--green);cursor:pointer;font-family:inherit;transition:background .15s}
.btn-primary{background:var(--green);color:#fff}
.btn-primary:hover{background:var(--green-2)}
.btn-ghost{background:#fff;color:var(--green)}
.btn-ghost:hover{background:var(--green-tint)}
.btn:focus-visible,.call-pill:focus-visible,.nav a:focus-visible{outline:3px solid #111;outline-offset:3px}

/* hero */
.hero{padding:76px 0 64px;background:linear-gradient(180deg,var(--cream) 0%,#fff 100%)}
.hero-grid{display:grid;grid-template-columns:1.3fr .85fr;gap:56px;align-items:center}
.agent-card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:30px;text-align:center;box-shadow:0 18px 40px -24px rgba(27,67,50,.35)}
.agent-card h3{margin:16px 0 2px}
.photo{width:150px;height:150px;border-radius:50%;overflow:hidden;background:var(--green);display:grid;place-items:center;color:#fff;font-family:var(--serif);font-size:3rem;margin:0 auto;box-shadow:0 0 0 5px #fff,0 0 0 6px var(--line)}
.photo img{width:100%;height:100%;object-fit:cover}
.photo.lg{width:210px;height:210px;font-size:4.2rem}
.ticks{list-style:none;padding:0;margin:18px 0;text-align:left}
.ticks li{position:relative;padding-left:32px;margin-bottom:10px}
.ticks li:before{content:"";position:absolute;left:0;top:6px;width:20px;height:20px;border-radius:50%;background:var(--green) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3.2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M5 12.5l4.5 4.5L19 7.5'/%3E%3C/svg%3E") center/12px no-repeat}

/* stats strip */
.stats{display:grid;grid-template-columns:repeat(4,1fr);border:1px solid var(--line);border-radius:var(--radius);background:#fff;margin-top:-30px;position:relative}
.stats div{padding:20px 18px;text-align:center;border-left:1px solid var(--line)}
.stats div:first-child{border-left:0}
.stats b{display:block;font-family:var(--serif);font-size:1.45rem;color:var(--green);line-height:1.2}
.stats span{font-size:.88rem;color:var(--muted)}

/* cards */
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px}
a.card{text-decoration:none;color:inherit;transition:border-color .15s,box-shadow .15s,transform .15s}
a.card:hover{border-color:#bfd3c6;box-shadow:0 12px 28px -18px rgba(27,67,50,.45);transform:translateY(-2px)}
.card p{margin:0;font-size:1rem;color:var(--muted)}
.card .more{display:inline-block;margin-top:14px;font-weight:700;color:var(--green);font-size:.95rem}
.ico{width:48px;height:48px;border-radius:12px;background:var(--green-tint);display:grid;place-items:center;margin-bottom:16px}
.ico svg{width:26px;height:26px;stroke:var(--green);fill:none;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}

/* steps */
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;counter-reset:s}
.step{position:relative;padding-top:58px}
.step:before{counter-increment:s;content:counter(s);position:absolute;top:0;left:0;width:42px;height:42px;border-radius:50%;background:var(--accent-soft);color:#6b4500;font-weight:800;display:grid;place-items:center;font-size:1.1rem}
.step p{color:var(--muted);font-size:1rem;margin:0}

/* split */
.split{display:grid;grid-template-columns:1.1fr .9fr;gap:52px;align-items:center}
.dates .row{display:flex;gap:16px;padding:14px 0;border-top:1px solid var(--line);align-items:flex-start}
.dates .row:first-of-type{border-top:0;padding-top:4px}
.badge{flex:0 0 74px;text-align:center;background:var(--green);color:#fff;border-radius:10px;padding:8px 4px;line-height:1.1}
.badge span{display:block;font-size:.72rem;font-weight:600;opacity:.85;text-transform:uppercase;letter-spacing:.05em}
.badge b{font-size:1.5rem}
.dates p{margin:0;font-size:.98rem}

/* about */
.about{display:grid;grid-template-columns:auto 1fr;gap:48px;align-items:center}

/* form */
.form-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:52px;align-items:start}
.form-card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:32px;box-shadow:0 18px 40px -28px rgba(27,67,50,.4)}
form label{display:block;font-weight:600;margin:16px 0 6px;font-size:.98rem}
form .opt{font-weight:400;color:var(--muted);font-size:.88rem}
input[type=text],input[type=tel],input[type=email],input[type=number],select,textarea{width:100%;font:inherit;font-size:1.02rem;padding:13px 14px;border:1.5px solid #cfc9bb;border-radius:10px;background:#fff;color:var(--ink)}
input:focus,select:focus,textarea:focus{outline:none;border-color:var(--green);box-shadow:0 0 0 3px rgba(27,67,50,.18)}
.two{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.consent{display:flex;gap:12px;align-items:flex-start;margin-top:20px;background:var(--cream);padding:14px;border-radius:10px;border:1px solid var(--line);font-weight:400!important;font-size:.9rem!important;line-height:1.5}
.consent input{width:24px;height:24px;margin-top:2px;accent-color:var(--green);flex:0 0 auto}
.submit{width:100%;margin-top:20px;font-size:1.12rem}
.hp{position:absolute;left:-5000px}
.msg{margin-top:14px;padding:13px 14px;border-radius:10px;font-weight:600;display:none;font-size:.96rem}
.msg.err{display:block;background:#fbe9e7;color:var(--err)}
.msg.setup{display:block;background:#fff6dd;color:#5a3d00;font-weight:400}
.thanks{display:none;text-align:center}
.thanks .btn{width:100%;margin-top:12px}

/* faq */
details{border-bottom:1px solid var(--line)}
details:first-of-type{border-top:1px solid var(--line)}
summary{cursor:pointer;font-weight:600;padding:20px 0;list-style:none;display:flex;justify-content:space-between;gap:12px;font-size:1.05rem}
summary::-webkit-details-marker{display:none}
summary::after{content:"+";font-size:1.5rem;color:var(--green);line-height:1;font-weight:400}
details[open] summary::after{content:"–"}
details p{color:var(--muted);font-size:1rem;padding-right:30px}

/* page hero (inner pages) */
.page-hero{padding:64px 0 52px;background:linear-gradient(180deg,var(--cream) 0%,#fff 100%);border-bottom:1px solid var(--line)}
.page-hero .lead{max-width:720px}

.callout{background:var(--accent-soft);border-left:4px solid var(--accent);border-radius:8px;padding:16px 18px;font-size:.98rem}

/* footer */
footer{background:#13261d;color:#cfd8d2;padding:52px 0 110px;font-size:.9rem}
footer a{color:#fff}
.foot-grid{display:grid;grid-template-columns:1.2fr 1fr;gap:40px}
.foot-links a{display:block;margin-bottom:6px;text-decoration:none}
.foot-links a:hover{text-decoration:underline}
.disclaimer{background:rgba(255,255,255,.06);border-left:3px solid var(--accent);padding:14px 16px;border-radius:6px;margin:22px 0 14px;color:#fff}

/* sticky mobile bar */
.sticky{position:fixed;left:0;right:0;bottom:0;display:none;gap:10px;padding:10px 12px calc(10px + env(safe-area-inset-bottom));background:#fff;border-top:1px solid var(--line);box-shadow:0 -4px 14px rgba(0,0,0,.08);z-index:9}
.sticky .btn{flex:1;min-height:52px;padding:0 10px;font-size:1.02rem}

@media (max-width:900px){
  .hero-grid,.form-grid,.split{grid-template-columns:1fr;gap:36px}
  .cards{grid-template-columns:1fr 1fr}
  .steps{grid-template-columns:1fr}
  .stats{grid-template-columns:1fr 1fr;margin-top:0}
  .stats div:nth-child(3){border-left:0}
  .stats div:nth-child(n+3){border-top:1px solid var(--line)}
  .about{grid-template-columns:1fr;text-align:center}
  .foot-grid{grid-template-columns:1fr}
  .sticky{display:flex}
  .site-header .wrap{flex-wrap:wrap;gap:4px 16px;padding-top:10px;padding-bottom:6px;min-height:0}
  .site-header .call-pill{display:none}
  .nav{margin-left:-10px;width:calc(100% + 10px);gap:0;flex-wrap:nowrap}
  .nav a{padding:8px 10px;white-space:nowrap;font-size:.92rem}
  section{padding:56px 0}
  .hero{padding:44px 0 48px}
}
@media (max-width:560px){
  body{font-size:18px}
  .nav a[href$="#about"]{display:none}
  .kicker{font-size:.74rem}
  .cards,.two{grid-template-columns:1fr}
  .btns .btn{width:100%}
  .form-card{padding:22px}
}